Finance Made Simple.
Practical money, investing and tax knowledge to help you make better financial decisions.
Educational information, not personalised investment advice. Not a SEBI-registered investment adviser.
Investing
How investing ideas work. Not a tip sheet, and not a recommendation to buy or sell.
Personal Finance
Everyday money: income, saving, and the habits that sit under a plan.
Tax & Money
Indian tax concepts in plain language. Not a filing service and not personal tax advice.
Financial Education
Evergreen lessons. A guide here explains an idea. It is not a tip and not a product pitch.
Calculators
SIP calculator
Monthly amount, assumed annual return, and years.
Lumpsum calculator
One-time amount compounded once a year.
EMI calculator
Loan amount, annual interest, and tenure.
FD calculator
Deposit with yearly, quarterly, or monthly compounding.
Inflation calculator
Approximate real return after inflation.
Latest Finance Insights
Net Worth Calculation: How to Measure and Grow Your True Financial Health in India
Comprehensive educational guide on Net Worth Calculation: How to Measure and Grow Your True Financial Health in India. Practical frameworks, calculation scenarios, and actionable financial planning.
The Psychology of Money in Indian Households: Breaking the Cycle of Impulsive Spending
Comprehensive educational guide on The Psychology of Money in Indian Households: Breaking the Cycle of Impulsive Spending. Practical frameworks, calculation scenarios, and actionable financial planning.
Emergency Fund Blueprint: How to Calculate, Build, and Park 6 Months of Living Expenses in India
Why an Emergency Fund is Your Financial Foundation An emergency fund represents the cornerstone of personal financial resilience. Before deploying capital into equities, mutual funds, or real estate,…
The Rule of 72 and Compounding: Mathematical Wealth Multipliers for Young Earners
Master the mathematical marvel of the Rule of 72 and exponential compounding. Discover how compound interest doubles money, the Rule of 70 for inflation, and the catastrophic cost…
Nifty 50 vs Sensex vs Nifty Next 50: How Index Composition Shapes Retail Returns
Understand the structural differences between Nifty 50, BSE Sensex, and Nifty Next 50. Learn how sector concentration, free-float market capitalization, and rolling return volatility impact long-term passive index…
Digital Gold vs SGB vs Gold ETFs: Best Way to Invest in Gold for Indian Investors
Compare Digital Gold, Sovereign Gold Bonds (SGB), and Gold ETFs for Indian investors. Evaluate 3% GST charges, 2.5% annual interest yields, sovereign guarantees, capital gains taxation, and liquidity…
Popular Finance Guides
Calculators
SIP, lumpsum, EMI, FD, and inflation. Estimates only.
Investing
Guides on how investing ideas work.
Personal Finance
Guides on everyday money.
Tax
Plain-language notes on Indian tax concepts.
Money
Budgeting, saving, and how common products work.
Learn
Evergreen lessons that explain one idea at a time.
Resources
Official Indian finance websites, plus the calculators on this site.
All topics
The guide index for this site.
Learn With Prahlad
Prahlad Kumarr writes these guides and also publishes short finance videos on the Finance With Prahlad YouTube channel. This page does not claim a licence, registration, or qualification.
Educational only. These pages and calculators are estimates for learning. They are not investment advice, tax advice, or a recommendation to buy or sell anything. Check current rules on the official sites linked under Resources, or with a qualified adviser, before you act.
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